I would wait till the condo goes up in price, sold it, pocketed the difference and moved to another city/town. Found a much less paying job, or possibly retired right away. With savings like that, plus the proceeds from the condo sale, there would be plenty of money to retire and live off. People are just too attached to their expensive houses and condos. There’s no need to live in a $1 million condo, you can often move 100 miles in any direction and buy a house for $250,000. The jobs can be switched, and the kids can change schools.